Each year, in order to highlight the international payment achievements of Vietnamese Banks, Citi Bank holds its annual awards ceremony, the STP (Straight Through Processing) Awards. MHB already won such an award in 2009 for its high STP achievement ratio through Citi Bank. Thanks to the continued efforts of all staff members within the MHB network, particularly those of the Payment Center, MHB also received the 2010 STP Award from Citi Bank. This is a great honor for MHB and will serve as motivation to continue to improve our international payment activities.